Call reports 2009
FIRST STATE BANK, THE — 2009
What FIRST STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 38,601,000 | 36,339,000 | 37,849,000 | 37,758,000 |
| Total loans | 13,816,000 | 14,042,000 | 13,948,000 | 13,183,000 |
| Allowance for loan losses | 98,000 | 98,000 | 98,000 | 115,000 |
| Securities available for sale | 14,065,000 | 9,588,000 | 10,399,000 | 15,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,902,000 | 32,676,000 | 33,975,000 | 34,149,000 |
| Interest-bearing deposits | 24,791,000 | 23,553,000 | 23,917,000 | 23,299,000 |
| Noninterest-bearing deposits | 10,111,000 | 9,123,000 | 10,058,000 | 10,850,000 |
| Equity capital | 3,345,000 | 3,303,000 | 3,430,000 | 3,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 429,000 | 852,000 | 1,216,000 | 1,569,000 |
| Interest expense | 86,000 | 157,000 | 224,000 | 279,000 |
| Net interest income | 343,000 | 695,000 | 992,000 | 1,290,000 |
| Noninterest income | 87,000 | 167,000 | 267,000 | 356,000 |
| Noninterest expense | 298,000 | 635,000 | 960,000 | 1,438,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 132,000 | 227,000 | 299,000 | 188,000 |
| Income tax | 34,000 | 65,000 | 85,000 | 34,000 |
| Net income | 98,000 | 162,000 | 214,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,174,000 | 3,238,000 | 3,290,000 | 3,231,000 |
| Total capital | 3,272,000 | 3,336,000 | 3,388,000 | 3,346,000 |
| Risk-weighted assets | 15,542,000 | 15,273,000 | 15,479,000 | 14,343,000 |