Call reports 2008
FIRST STATE BANK, THE — 2008
What FIRST STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 34,279,000 | 37,252,000 | 37,641,000 | 39,114,000 |
| Total loans | 14,075,000 | 13,480,000 | 15,608,000 | 15,605,000 |
| Allowance for loan losses | 95,000 | 96,000 | 97,000 | 94,000 |
| Securities available for sale | 10,645,000 | 11,067,000 | 10,018,000 | 14,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,747,000 | 33,728,000 | 34,027,000 | 35,411,000 |
| Interest-bearing deposits | 21,910,000 | 24,372,000 | 23,815,000 | 25,371,000 |
| Noninterest-bearing deposits | 8,837,000 | 9,356,000 | 10,212,000 | 10,040,000 |
| Equity capital | 3,153,000 | 3,112,000 | 3,178,000 | 3,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 448,000 | 898,000 | 1,345,000 | 1,787,000 |
| Interest expense | 124,000 | 248,000 | 360,000 | 475,000 |
| Net interest income | 324,000 | 650,000 | 985,000 | 1,312,000 |
| Noninterest income | 81,000 | 175,000 | 260,000 | 353,000 |
| Noninterest expense | 311,000 | 618,000 | 949,000 | 1,472,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 94,000 | 207,000 | 320,000 | 224,000 |
| Income tax | 28,000 | 66,000 | 102,000 | 54,000 |
| Net income | 66,000 | 141,000 | 218,000 | 170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,973,000 | 3,048,000 | 3,125,000 | 3,077,000 |
| Total capital | 3,068,000 | 3,144,000 | 3,222,000 | 3,171,000 |
| Risk-weighted assets | 15,170,000 | 15,360,000 | 16,744,000 | 17,421,000 |