Call reports 2007
FIRST STATE BANK, THE — 2007
What FIRST STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 29,331,000 | 31,547,000 | 31,665,000 | 32,203,000 |
| Total loans | 12,686,000 | 12,070,000 | 12,570,000 | 12,492,000 |
| Allowance for loan losses | 84,000 | 84,000 | 101,000 | 94,000 |
| Securities available for sale | 9,175,000 | 11,133,000 | 12,240,000 | 10,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,271,000 | 28,297,000 | 28,232,000 | 28,861,000 |
| Interest-bearing deposits | 17,622,000 | 19,789,000 | 20,019,000 | 20,109,000 |
| Noninterest-bearing deposits | 8,649,000 | 8,508,000 | 8,213,000 | 8,752,000 |
| Equity capital | 2,803,000 | 2,851,000 | 2,794,000 | 3,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 453,000 | 914,000 | 1,316,000 | 1,771,000 |
| Interest expense | 83,000 | 194,000 | 317,000 | 440,000 |
| Net interest income | 370,000 | 720,000 | 999,000 | 1,331,000 |
| Noninterest income | 72,000 | 141,000 | 277,000 | 348,000 |
| Noninterest expense | 284,000 | 571,000 | 1,180,000 | 1,422,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 158,000 | 290,000 | 96,000 | 257,000 |
| Income tax | 52,000 | 99,000 | 48,000 | 61,000 |
| Net income | 106,000 | 191,000 | 48,000 | 196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,817,000 | 2,902,000 | 2,759,000 | 2,907,000 |
| Total capital | 2,901,000 | 2,986,000 | 2,860,000 | 3,001,000 |
| Risk-weighted assets | 12,834,000 | 12,986,000 | 13,344,000 | 13,670,000 |