Call reports 2006
FIRST STATE BANK, THE — 2006
What FIRST STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 32,631,000 | 31,228,000 | 30,935,000 | 30,916,000 |
| Total loans | 13,146,000 | 14,129,000 | 13,098,000 | 13,718,000 |
| Allowance for loan losses | 102,000 | 102,000 | 101,000 | 84,000 |
| Securities available for sale | 11,361,000 | 12,261,000 | 10,584,000 | 10,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,925,000 | 28,444,000 | 27,815,000 | 27,969,000 |
| Interest-bearing deposits | 21,009,000 | 19,967,000 | 19,180,000 | 19,472,000 |
| Noninterest-bearing deposits | 8,916,000 | 8,477,000 | 8,635,000 | 8,497,000 |
| Equity capital | 2,224,000 | 2,328,000 | 2,492,000 | 2,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 379,000 | 793,000 | 1,219,000 | 1,669,000 |
| Interest expense | 87,000 | 176,000 | 266,000 | 356,000 |
| Net interest income | 292,000 | 617,000 | 953,000 | 1,313,000 |
| Noninterest income | 70,000 | 145,000 | 215,000 | 284,000 |
| Noninterest expense | 309,000 | 620,000 | 934,000 | 1,463,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 53,000 | 142,000 | 234,000 | 134,000 |
| Income tax | 16,000 | 32,000 | 61,000 | 19,000 |
| Net income | 37,000 | 110,000 | 173,000 | 115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,357,000 | 2,471,000 | 2,553,000 | 2,711,000 |
| Total capital | 2,459,000 | 2,573,000 | 2,654,000 | 2,795,000 |
| Risk-weighted assets | 13,606,000 | 13,504,000 | 13,375,000 | 13,830,000 |