Call reports 2005
FIRST STATE BANK, THE — 2005
What FIRST STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 29,426,000 | 29,767,000 | 31,365,000 | 30,980,000 |
| Total loans | 12,377,000 | 12,437,000 | 12,651,000 | 13,001,000 |
| Allowance for loan losses | 101,000 | 101,000 | 102,000 | 101,000 |
| Securities available for sale | 10,801,000 | 11,257,000 | 9,676,000 | 11,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,761,000 | 26,876,000 | 28,399,000 | 28,279,000 |
| Interest-bearing deposits | 18,801,000 | 18,763,000 | 19,804,000 | 20,034,000 |
| Noninterest-bearing deposits | 7,960,000 | 8,113,000 | 8,595,000 | 8,245,000 |
| Equity capital | 2,469,000 | 2,547,000 | 2,568,000 | 2,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 317,000 | 654,000 | 1,007,000 | 1,393,000 |
| Interest expense | 48,000 | 105,000 | 173,000 | 252,000 |
| Net interest income | 269,000 | 549,000 | 834,000 | 1,141,000 |
| Noninterest income | 77,000 | 150,000 | 224,000 | 299,000 |
| Noninterest expense | 277,000 | 569,000 | 879,000 | 1,397,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 69,000 | 130,000 | 179,000 | 43,000 |
| Income tax | 20,000 | 40,000 | 59,000 | 10,000 |
| Net income | 49,000 | 90,000 | 120,000 | 33,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,612,000 | 2,653,000 | 2,684,000 | 2,320,000 |
| Total capital | 2,713,000 | 2,754,000 | 2,786,000 | 2,421,000 |
| Risk-weighted assets | 12,413,000 | 12,626,000 | 13,193,000 | 13,289,000 |