Call reports 2004
FIRST STATE BANK, THE — 2004
What FIRST STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 31,317,000 | 30,021,000 | 29,551,000 | 28,888,000 |
| Total loans | 11,836,000 | 11,775,000 | 12,008,000 | 12,242,000 |
| Allowance for loan losses | 101,000 | 101,000 | 102,000 | 100,000 |
| Securities available for sale | 10,367,000 | 9,600,000 | 9,608,000 | 10,965,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,383,000 | 27,328,000 | 26,676,000 | 26,216,000 |
| Interest-bearing deposits | 21,716,000 | 20,510,000 | 19,622,000 | 19,131,000 |
| Noninterest-bearing deposits | 6,667,000 | 6,818,000 | 7,054,000 | 7,085,000 |
| Equity capital | 2,579,000 | 2,463,000 | 2,586,000 | 2,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 326,000 | 660,000 | 987,000 | 1,303,000 |
| Interest expense | 38,000 | 74,000 | 115,000 | 158,000 |
| Net interest income | 288,000 | 586,000 | 872,000 | 1,145,000 |
| Noninterest income | 52,000 | 103,000 | 159,000 | 343,000 |
| Noninterest expense | 298,000 | 595,000 | 891,000 | 1,384,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 42,000 | 105,000 | 151,000 | 125,000 |
| Income tax | 13,000 | 37,000 | 27,000 | 33,000 |
| Net income | 29,000 | 68,000 | 124,000 | 92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,500,000 | 2,539,000 | 2,595,000 | 2,563,000 |
| Total capital | 2,601,000 | 2,640,000 | 2,697,000 | 2,663,000 |
| Risk-weighted assets | 13,145,000 | 12,836,000 | 12,893,000 | 12,403,000 |