Call reports 2003
FIRST STATE BANK, THE — 2003
What FIRST STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 28,465,000 | 29,301,000 | 29,680,000 | 30,887,000 |
| Total loans | 11,241,000 | 11,060,000 | 11,387,000 | 12,179,000 |
| Allowance for loan losses | 111,000 | 110,000 | 110,000 | 98,000 |
| Securities available for sale | 9,763,000 | 10,784,000 | 11,580,000 | 11,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,520,000 | 26,210,000 | 26,635,000 | 28,113,000 |
| Interest-bearing deposits | 19,720,000 | 19,864,000 | 19,552,000 | 21,060,000 |
| Noninterest-bearing deposits | 5,800,000 | 6,346,000 | 7,083,000 | 7,053,000 |
| Equity capital | 2,606,000 | 2,667,000 | 2,615,000 | 2,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 350,000 | 691,000 | 1,042,000 | 1,366,000 |
| Interest expense | 68,000 | 125,000 | 169,000 | 208,000 |
| Net interest income | 282,000 | 566,000 | 873,000 | 1,158,000 |
| Noninterest income | 72,000 | 141,000 | 203,000 | 267,000 |
| Noninterest expense | 290,000 | 594,000 | 911,000 | 1,375,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 76,000 | 125,000 | 200,000 | 97,000 |
| Income tax | 26,000 | 39,000 | 62,000 | 21,000 |
| Net income | 50,000 | 86,000 | 138,000 | 76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,445,000 | 2,481,000 | 2,533,000 | 2,471,000 |
| Total capital | 2,556,000 | 2,591,000 | 2,643,000 | 2,569,000 |
| Risk-weighted assets | 12,124,000 | 12,340,000 | 12,288,000 | 12,777,000 |