Call reports 2002
FIRST STATE BANK, THE — 2002
What FIRST STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 27,023,000 | 27,312,000 | 28,115,000 | 28,027,000 |
| Total loans | 10,603,000 | 10,636,000 | 10,350,000 | 10,794,000 |
| Allowance for loan losses | 148,000 | 148,000 | 109,000 | 109,000 |
| Securities available for sale | 9,694,000 | 10,187,000 | 10,294,000 | 12,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,015,000 | 24,167,000 | 24,769,000 | 24,819,000 |
| Interest-bearing deposits | 18,429,000 | 18,623,000 | 19,516,000 | 19,261,000 |
| Noninterest-bearing deposits | 5,586,000 | 5,544,000 | 5,253,000 | 5,558,000 |
| Equity capital | 2,637,000 | 2,744,000 | 2,835,000 | 2,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 395,000 | 777,000 | 1,150,000 | 1,515,000 |
| Interest expense | 105,000 | 205,000 | 293,000 | 371,000 |
| Net interest income | 290,000 | 572,000 | 857,000 | 1,144,000 |
| Noninterest income | 87,000 | 163,000 | 251,000 | 314,000 |
| Noninterest expense | 308,000 | 608,000 | 910,000 | 1,322,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 71,000 | 129,000 | 239,000 | 177,000 |
| Income tax | 24,000 | 42,000 | 80,000 | 47,000 |
| Net income | 47,000 | 87,000 | 159,000 | 130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,560,000 | 2,595,000 | 2,667,000 | 2,633,000 |
| Total capital | 2,708,000 | 2,743,000 | 2,776,000 | 2,742,000 |
| Risk-weighted assets | 12,225,000 | 11,822,000 | 11,891,000 | 11,691,000 |