Call reports 2017
CAPITAL BANK — 2017
What CAPITAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 305,175,000 | 305,356,000 | 290,142,000 |
| Total loans | 246,000,000 | 252,681,000 | 257,394,000 |
| Allowance for loan losses | 3,197,000 | 3,291,000 | 3,348,000 |
| Securities available for sale | 2,740,000 | 2,703,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 270,579,000 | 259,762,000 | 241,472,000 |
| Interest-bearing deposits | 233,325,000 | 221,407,000 | 203,129,000 |
| Noninterest-bearing deposits | 37,254,000 | 38,355,000 | 38,343,000 |
| Equity capital | 27,835,000 | 29,249,000 | 33,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 3,582,000 | 7,338,000 | 11,215,000 |
| Interest expense | 421,000 | 870,000 | 1,381,000 |
| Net interest income | 3,161,000 | 6,468,000 | 9,834,000 |
| Noninterest income | 522,000 | 850,000 | 1,230,000 |
| Noninterest expense | 1,955,000 | 3,865,000 | 6,290,000 |
| Provision for loan losses | 137,000 | 231,000 | 599,000 |
| Pretax income | 1,591,000 | 3,222,000 | 4,168,000 |
| Income tax | 663,000 | 1,345,000 | -677,000 |
| Net income | 928,000 | 1,877,000 | 4,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 27,529,000 | 28,947,000 | 33,043,000 |
| Total capital | 30,763,000 | 32,275,000 | 36,428,000 |
| Risk-weighted assets | 259,740,000 | 272,272,000 | 285,238,000 |