Call reports 2016
CAPITAL BANK — 2016
What CAPITAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 290,877,000 | 269,925,000 | 292,489,000 | 305,609,000 |
| Total loans | 211,974,000 | 217,114,000 | 229,737,000 | 233,885,000 |
| Allowance for loan losses | 2,914,000 | 2,964,000 | 3,009,000 | 3,059,000 |
| Securities available for sale | 2,994,000 | 2,954,000 | 2,886,000 | 2,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,438,000 | 240,568,000 | 255,137,000 | 272,954,000 |
| Interest-bearing deposits | 206,159,000 | 207,819,000 | 220,048,000 | 237,545,000 |
| Noninterest-bearing deposits | 31,279,000 | 32,749,000 | 35,089,000 | 35,409,000 |
| Equity capital | 27,215,000 | 27,961,000 | 25,615,000 | 26,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,233,000 | 6,689,000 | 10,228,000 | 13,893,000 |
| Interest expense | 322,000 | 672,000 | 1,053,000 | 1,458,000 |
| Net interest income | 2,911,000 | 6,017,000 | 9,175,000 | 12,435,000 |
| Noninterest income | 310,000 | 504,000 | 718,000 | 887,000 |
| Noninterest expense | 1,833,000 | 3,823,000 | 5,842,000 | 7,471,000 |
| Provision for loan losses | 200,000 | 250,000 | 300,000 | 350,000 |
| Pretax income | 1,188,000 | 2,448,000 | 3,751,000 | 5,501,000 |
| Income tax | 501,000 | 1,032,000 | 1,589,000 | 2,320,000 |
| Net income | 687,000 | 1,416,000 | 2,162,000 | 3,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,843,000 | 27,641,000 | 25,348,000 | 26,643,000 |
| Total capital | 29,612,000 | 30,493,000 | 28,385,000 | 29,723,000 |
| Risk-weighted assets | 221,337,000 | 227,994,000 | 243,127,000 | 246,381,000 |