Call reports 2015
CAPITAL BANK — 2015
What CAPITAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 256,622,000 | 263,321,000 | 280,315,000 | 286,951,000 |
| Total loans | 181,762,000 | 181,779,000 | 187,908,000 | 196,729,000 |
| Allowance for loan losses | 2,756,000 | 2,756,000 | 2,703,000 | 2,712,000 |
| Securities available for sale | 3,235,000 | 3,132,000 | 3,093,000 | 3,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,302,000 | 227,254,000 | 232,911,000 | 234,850,000 |
| Interest-bearing deposits | 190,612,000 | 197,215,000 | 202,966,000 | 206,782,000 |
| Noninterest-bearing deposits | 30,690,000 | 30,039,000 | 29,945,000 | 28,068,000 |
| Equity capital | 24,163,000 | 24,846,000 | 25,776,000 | 26,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,849,000 | 5,819,000 | 8,879,000 | 11,918,000 |
| Interest expense | 314,000 | 636,000 | 956,000 | 1,286,000 |
| Net interest income | 2,535,000 | 5,183,000 | 7,923,000 | 10,632,000 |
| Noninterest income | 330,000 | 799,000 | 1,566,000 | 1,858,000 |
| Noninterest expense | 1,558,000 | 3,476,000 | 5,416,000 | 7,184,000 |
| Provision for loan losses | 90,000 | 90,000 | 90,000 | 90,000 |
| Pretax income | 1,217,000 | 2,416,000 | 3,983,000 | 5,216,000 |
| Income tax | 515,000 | 1,023,000 | 1,683,000 | 2,202,000 |
| Net income | 702,000 | 1,393,000 | 2,300,000 | 3,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,632,000 | 24,615,000 | 25,510,000 | 26,262,000 |
| Total capital | 25,952,000 | 27,006,000 | 27,936,000 | 28,848,000 |
| Risk-weighted assets | 185,120,000 | 190,903,000 | 193,744,000 | 206,764,000 |