Call reports 2014
CAPITAL BANK — 2014
What CAPITAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 201,618,000 | 207,930,000 | 241,417,000 | 252,474,000 |
| Total loans | 162,599,000 | 172,285,000 | 172,761,000 | 177,872,000 |
| Allowance for loan losses | 2,451,000 | 2,583,000 | 2,591,000 | 2,666,000 |
| Securities available for sale | 4,875,000 | 3,374,000 | 3,319,000 | 3,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,347,000 | 164,925,000 | 197,189,000 | 210,295,000 |
| Interest-bearing deposits | 137,206,000 | 140,486,000 | 170,668,000 | 178,740,000 |
| Noninterest-bearing deposits | 22,141,000 | 24,439,000 | 26,521,000 | 31,555,000 |
| Equity capital | 21,008,000 | 21,755,000 | 22,586,000 | 23,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,566,000 | 5,339,000 | 8,255,000 | 11,187,000 |
| Interest expense | 203,000 | 427,000 | 680,000 | 985,000 |
| Net interest income | 2,363,000 | 4,912,000 | 7,575,000 | 10,202,000 |
| Noninterest income | 548,000 | 1,125,000 | 1,730,000 | 2,100,000 |
| Noninterest expense | 1,549,000 | 3,296,000 | 5,135,000 | 6,714,000 |
| Provision for loan losses | 152,000 | 284,000 | 292,000 | 367,000 |
| Pretax income | 1,210,000 | 2,460,000 | 3,881,000 | 5,224,000 |
| Income tax | 510,000 | 1,037,000 | 1,633,000 | 2,202,000 |
| Net income | 700,000 | 1,423,000 | 2,248,000 | 3,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,998,000 | 21,720,000 | 22,546,000 | 23,335,000 |
| Total capital | 23,027,000 | 23,872,000 | 24,688,000 | 25,513,000 |
| Risk-weighted assets | 161,862,000 | 171,710,000 | 170,932,000 | 173,699,000 |