Call reports 2013
CAPITAL BANK — 2013
What CAPITAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 148,644,000 | 156,899,000 | 173,590,000 | 180,841,000 |
| Total loans | 113,869,000 | 125,174,000 | 143,253,000 | 152,970,000 |
| Allowance for loan losses | 1,729,000 | 1,914,000 | 2,144,000 | 2,299,000 |
| Securities available for sale | 5,278,000 | 5,053,000 | 4,974,000 | 4,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,864,000 | 136,914,000 | 152,416,000 | 149,826,000 |
| Interest-bearing deposits | 115,704,000 | 120,236,000 | 133,889,000 | 131,830,000 |
| Noninterest-bearing deposits | 14,160,000 | 16,678,000 | 18,527,000 | 17,996,000 |
| Equity capital | 17,813,000 | 18,576,000 | 19,573,000 | 20,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,832,000 | 3,949,000 | 6,354,000 | 8,866,000 |
| Interest expense | 185,000 | 372,000 | 565,000 | 770,000 |
| Net interest income | 1,647,000 | 3,577,000 | 5,789,000 | 8,096,000 |
| Noninterest income | 732,000 | 1,447,000 | 1,811,000 | 2,221,000 |
| Noninterest expense | 1,420,000 | 3,040,000 | 4,371,000 | 5,684,000 |
| Provision for loan losses | 340,000 | 525,000 | 909,000 | 1,064,000 |
| Pretax income | 619,000 | 1,459,000 | 2,320,000 | 3,569,000 |
| Income tax | 270,000 | 629,000 | 995,000 | 1,522,000 |
| Net income | 349,000 | 830,000 | 1,325,000 | 2,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,752,000 | 18,582,000 | 19,577,000 | 20,300,000 |
| Total capital | 19,039,000 | 20,085,000 | 21,318,000 | 22,197,000 |
| Risk-weighted assets | 106,405,000 | 119,813,000 | 138,874,000 | 151,323,000 |