Call reports 2012
CAPITAL BANK — 2012
What CAPITAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 118,278,000 | 128,228,000 | 130,800,000 | 142,203,000 |
| Total loans | 68,833,000 | 84,906,000 | 88,182,000 | 97,151,000 |
| Allowance for loan losses | 1,011,000 | 1,063,000 | 1,168,000 | 1,333,000 |
| Securities available for sale | 2,003,000 | 4,305,000 | 5,592,000 | 5,454,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,337,000 | 111,730,000 | 113,328,000 | 124,274,000 |
| Interest-bearing deposits | 92,024,000 | 99,861,000 | 102,390,000 | 112,589,000 |
| Noninterest-bearing deposits | 10,313,000 | 11,869,000 | 10,938,000 | 11,685,000 |
| Equity capital | 15,218,000 | 15,497,000 | 15,914,000 | 17,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,220,000 | 2,493,000 | 4,121,000 | 5,880,000 |
| Interest expense | 210,000 | 409,000 | 591,000 | 775,000 |
| Net interest income | 1,010,000 | 2,084,000 | 3,530,000 | 5,105,000 |
| Noninterest income | 239,000 | 662,000 | 1,347,000 | 1,958,000 |
| Noninterest expense | 1,073,000 | 2,238,000 | 3,538,000 | 4,641,000 |
| Provision for loan losses | 0 | 60,000 | 290,000 | 455,000 |
| Pretax income | 176,000 | 448,000 | 1,049,000 | 1,967,000 |
| Income tax | 72,000 | 183,000 | 429,000 | 866,000 |
| Net income | 104,000 | 265,000 | 620,000 | 1,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,169,000 | 15,454,000 | 15,847,000 | 17,322,000 |
| Total capital | 16,005,000 | 16,453,000 | 16,908,000 | 18,477,000 |
| Risk-weighted assets | 66,707,000 | 79,865,000 | 84,785,000 | 92,231,000 |