Call reports 2011
CAPITAL BANK — 2011
What CAPITAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 102,493,000 | 105,933,000 | 115,900,000 | 115,961,000 |
| Total loans | 69,781,000 | 68,830,000 | 65,247,000 | 69,625,000 |
| Allowance for loan losses | 1,271,000 | 1,671,000 | 883,000 | 1,011,000 |
| Securities available for sale | 981,000 | 1,002,000 | 2,005,000 | 3,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,801,000 | 93,918,000 | 100,342,000 | 100,416,000 |
| Interest-bearing deposits | 78,186,000 | 80,184,000 | 88,687,000 | 90,145,000 |
| Noninterest-bearing deposits | 11,615,000 | 13,734,000 | 11,655,000 | 10,271,000 |
| Equity capital | 11,035,000 | 11,362,000 | 14,794,000 | 15,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,120,000 | 2,338,000 | 3,491,000 | 4,690,000 |
| Interest expense | 227,000 | 464,000 | 700,000 | 941,000 |
| Net interest income | 893,000 | 1,874,000 | 2,791,000 | 3,749,000 |
| Noninterest income | 640,000 | 1,370,000 | 1,975,000 | 2,519,000 |
| Noninterest expense | 920,000 | 1,962,000 | 2,992,000 | 3,898,000 |
| Provision for loan losses | 350,000 | 750,000 | 975,000 | 1,275,000 |
| Pretax income | 263,000 | 532,000 | 799,000 | 1,095,000 |
| Income tax | 0 | 0 | 0 | 122,000 |
| Net income | 263,000 | 532,000 | 799,000 | 973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,032,000 | 11,328,000 | 14,755,000 | 14,959,000 |
| Total capital | 11,852,000 | 12,125,000 | 15,532,000 | 15,786,000 |
| Risk-weighted assets | 65,134,000 | 62,870,000 | 62,066,000 | 65,797,000 |