Call reports 2010
CAPITAL BANK — 2010
What CAPITAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 82,013,000 | 85,635,000 | 99,128,000 | 93,490,000 |
| Total loans | 59,874,000 | 62,960,000 | 67,412,000 | 66,613,000 |
| Allowance for loan losses | 759,000 | 921,000 | 921,000 | 921,000 |
| Securities available for sale | 0 | 0 | 0 | 975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,566,000 | 74,158,000 | 79,905,000 | 79,012,000 |
| Interest-bearing deposits | 59,663,000 | 65,630,000 | 69,544,000 | 69,541,000 |
| Noninterest-bearing deposits | 11,903,000 | 8,528,000 | 10,361,000 | 9,471,000 |
| Equity capital | 10,075,000 | 9,931,000 | 10,022,000 | 10,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 828,000 | 1,821,000 | 2,861,000 | 3,946,000 |
| Interest expense | 237,000 | 504,000 | 771,000 | 1,026,000 |
| Net interest income | 591,000 | 1,317,000 | 2,090,000 | 2,920,000 |
| Noninterest income | 45,000 | 87,000 | 210,000 | 912,000 |
| Noninterest expense | 817,000 | 1,695,000 | 2,535,000 | 3,436,000 |
| Provision for loan losses | 140,000 | 302,000 | 302,000 | 302,000 |
| Pretax income | -321,000 | -593,000 | -537,000 | 94,000 |
| Income tax | 0 | 1,000 | 1,000 | 2,000 |
| Net income | -321,000 | -594,000 | -538,000 | 92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,075,000 | 9,931,000 | 10,022,000 | 10,722,000 |
| Total capital | 10,705,000 | 10,625,000 | 10,833,000 | 11,507,000 |
| Risk-weighted assets | 50,287,000 | 55,530,000 | 64,778,000 | 62,658,000 |