Call reports 2009
CAPITAL BANK — 2009
What CAPITAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 39,571,000 | 42,996,000 | 48,655,000 | 58,748,000 |
| Total loans | 25,361,000 | 32,697,000 | 42,868,000 | 47,668,000 |
| Allowance for loan losses | 301,000 | 394,000 | 537,000 | 619,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,733,000 | 31,632,000 | 37,691,000 | 48,064,000 |
| Interest-bearing deposits | 20,882,000 | 24,923,000 | 29,656,000 | 39,343,000 |
| Noninterest-bearing deposits | 6,851,000 | 6,709,000 | 8,035,000 | 8,721,000 |
| Equity capital | 11,538,000 | 11,049,000 | 10,621,000 | 10,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 358,000 | 801,000 | 1,391,000 | 2,105,000 |
| Interest expense | 124,000 | 276,000 | 444,000 | 624,000 |
| Net interest income | 234,000 | 525,000 | 947,000 | 1,481,000 |
| Noninterest income | 10,000 | 16,000 | 28,000 | 65,000 |
| Noninterest expense | 711,000 | 1,437,000 | 2,188,000 | 2,972,000 |
| Provision for loan losses | 57,000 | 150,000 | 293,000 | 375,000 |
| Pretax income | -524,000 | -1,046,000 | -1,506,000 | -1,801,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -524,000 | -1,046,000 | -1,506,000 | -1,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,538,000 | 11,049,000 | 10,621,000 | 10,361,000 |
| Total capital | 11,856,000 | 11,458,000 | 11,119,000 | 10,882,000 |
| Risk-weighted assets | 27,294,000 | 34,613,000 | 39,815,000 | 41,604,000 |