Call reports 2008
CAPITAL BANK — 2008
What CAPITAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 16,115,000 | 18,640,000 | 23,404,000 | 30,317,000 |
| Total loans | 0 | 9,593,000 | 14,339,000 | 20,792,000 |
| Allowance for loan losses | 0 | 120,000 | 180,000 | 244,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 638,000 | 5,685,000 | 10,607,000 | 18,115,000 |
| Interest-bearing deposits | 125,000 | 2,539,000 | 7,113,000 | 14,730,000 |
| Noninterest-bearing deposits | 513,000 | 3,146,000 | 3,494,000 | 3,385,000 |
| Equity capital | 13,310,000 | 12,787,000 | 12,413,000 | 11,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,000 | 101,000 | 353,000 | 647,000 |
| Interest expense | 0 | 3,000 | 27,000 | 99,000 |
| Net interest income | 5,000 | 98,000 | 326,000 | 548,000 |
| Noninterest income | 0 | 9,000 | 18,000 | 25,000 |
| Noninterest expense | 75,000 | 581,000 | 1,170,000 | 1,875,000 |
| Provision for loan losses | 0 | 120,000 | 180,000 | 244,000 |
| Pretax income | -70,000 | -594,000 | -1,006,000 | -1,546,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | -70,000 | -594,000 | -1,006,000 | -1,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,310,000 | 12,787,000 | 12,413,000 | 11,947,000 |
| Total capital | 13,310,000 | 12,907,000 | 12,593,000 | 12,207,000 |
| Risk-weighted assets | 4,347,000 | 12,426,000 | 15,624,000 | 24,321,000 |