Call reports 2025
FIRST PRYORITY BANK — 2025
What FIRST PRYORITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 479,430,000 | 498,549,000 | 519,502,000 | 524,404,000 |
| Total loans | 387,231,000 | 405,365,000 | 413,935,000 | 422,375,000 |
| Allowance for loan losses | 5,828,000 | 6,111,000 | 6,521,000 | 5,663,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 40,573,000 | 37,395,000 | 32,977,000 | 32,606,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 429,077,000 | 447,134,000 | 465,672,000 | 468,576,000 |
| Interest-bearing deposits | 342,028,000 | 348,276,000 | 362,006,000 | 367,015,000 |
| Noninterest-bearing deposits | 87,049,000 | 98,858,000 | 103,666,000 | 101,561,000 |
| Equity capital | 48,349,000 | 49,710,000 | 51,415,000 | 52,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,319,000 | 16,898,000 | 25,679,000 | 34,490,000 |
| Interest expense | 3,458,000 | 6,913,000 | 10,472,000 | 14,071,000 |
| Net interest income | 4,861,000 | 9,985,000 | 15,207,000 | 20,419,000 |
| Noninterest income | 846,000 | 1,607,000 | 2,604,000 | 3,743,000 |
| Noninterest expense | 3,511,000 | 7,383,000 | 11,186,000 | 15,632,000 |
| Provision for loan losses | 389,000 | 906,000 | 1,275,000 | 1,586,000 |
| Pretax income | 1,866,000 | 3,409,000 | 5,461,000 | 6,993,000 |
| Income tax | -174,000 | 8,000 | 355,000 | 544,000 |
| Net income | 2,040,000 | 3,401,000 | 5,106,000 | 6,449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,349,000 | 49,710,000 | 51,415,000 | 52,758,000 |
| Total capital | 53,355,000 | 55,138,000 | 56,790,000 | 58,395,000 |
| Risk-weighted assets | 399,081,000 | 433,064,000 | 428,353,000 | 450,410,000 |