Call reports 2016
FIRST PRYORITY BANK — 2016
What FIRST PRYORITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 132,764,000 | 136,615,000 | 141,317,000 | 139,778,000 |
| Total loans | 89,108,000 | 92,281,000 | 96,872,000 | 96,545,000 |
| Allowance for loan losses | 2,467,000 | 2,547,000 | 2,712,000 | 2,805,000 |
| Securities available for sale | 7,000 | 2,000 | 0 | 249,000 |
| Securities held to maturity | 13,115,000 | 12,017,000 | 10,161,000 | 10,273,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,767,000 | 118,097,000 | 122,416,000 | 120,818,000 |
| Interest-bearing deposits | 95,958,000 | 96,598,000 | 100,010,000 | 100,023,000 |
| Noninterest-bearing deposits | 18,809,000 | 21,499,000 | 22,406,000 | 20,795,000 |
| Equity capital | 16,852,000 | 17,163,000 | 17,389,000 | 17,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,426,000 | 3,055,000 | 4,638,000 | 6,265,000 |
| Interest expense | 190,000 | 387,000 | 593,000 | 809,000 |
| Net interest income | 1,236,000 | 2,668,000 | 4,045,000 | 5,456,000 |
| Noninterest income | 140,000 | 140,000 | 59,000 | 103,000 |
| Noninterest expense | 828,000 | 1,691,000 | 2,530,000 | 3,155,000 |
| Provision for loan losses | 90,000 | 225,000 | 361,000 | 569,000 |
| Pretax income | 458,000 | 892,000 | 1,213,000 | 1,835,000 |
| Income tax | 137,000 | 256,000 | 351,000 | 463,000 |
| Net income | 321,000 | 636,000 | 862,000 | 1,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,848,000 | 17,163,000 | 17,389,000 | 17,899,000 |
| Total capital | 18,141,000 | 18,508,000 | 18,788,000 | 19,288,000 |
| Risk-weighted assets | 102,339,000 | 106,441,000 | 110,626,000 | 109,744,000 |