Call reports 2013
FIRST PRYORITY BANK — 2013
What FIRST PRYORITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 115,594,000 | 116,048,000 | 116,445,000 | 122,531,000 |
| Total loans | 64,943,000 | 66,145,000 | 64,861,000 | 65,046,000 |
| Allowance for loan losses | 1,834,000 | 1,865,000 | 1,634,000 | 1,595,000 |
| Securities available for sale | 222,000 | 158,000 | 133,000 | 114,000 |
| Securities held to maturity | 14,600,000 | 15,124,000 | 14,688,000 | 14,999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,897,000 | 102,332,000 | 102,593,000 | 106,467,000 |
| Interest-bearing deposits | 89,437,000 | 89,065,000 | 88,731,000 | 90,989,000 |
| Noninterest-bearing deposits | 12,460,000 | 13,267,000 | 13,862,000 | 15,478,000 |
| Equity capital | 12,957,000 | 12,905,000 | 12,997,000 | 15,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,029,000 | 2,147,000 | 3,214,000 | 4,168,000 |
| Interest expense | 165,000 | 333,000 | 496,000 | 660,000 |
| Net interest income | 864,000 | 1,814,000 | 2,718,000 | 3,508,000 |
| Noninterest income | 138,000 | -13,000 | 76,000 | 390,000 |
| Noninterest expense | 840,000 | 1,645,000 | 2,501,000 | 3,334,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 2,685,000 |
| Pretax income | 117,000 | 66,000 | 158,000 | -2,121,000 |
| Income tax | 15,000 | 15,000 | 15,000 | -1,042,000 |
| Net income | 102,000 | 51,000 | 143,000 | -1,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,953,000 | 12,902,000 | 12,994,000 | 15,212,000 |
| Total capital | 13,991,000 | 13,959,000 | 14,030,000 | 16,282,000 |
| Risk-weighted assets | 82,235,000 | 83,764,000 | 82,243,000 | 85,065,000 |