Call reports 2010
FIRST PRYORITY BANK — 2010
What FIRST PRYORITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 110,843,000 | 109,237,000 | 108,755,000 | 106,503,000 |
| Total loans | 70,619,000 | 70,958,000 | 66,211,000 | 62,947,000 |
| Allowance for loan losses | 2,646,000 | 2,916,000 | 2,860,000 | 2,534,000 |
| Securities available for sale | 12,348,000 | 9,677,000 | 9,519,000 | 1,773,000 |
| Securities held to maturity | 4,686,000 | 4,271,000 | 4,573,000 | 11,123,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,602,000 | 92,183,000 | 97,003,000 | 95,017,000 |
| Interest-bearing deposits | 82,366,000 | 80,600,000 | 86,013,000 | 84,433,000 |
| Noninterest-bearing deposits | 11,236,000 | 11,583,000 | 10,990,000 | 10,584,000 |
| Equity capital | 10,717,000 | 10,505,000 | 11,199,000 | 10,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,193,000 | 2,368,000 | 3,493,000 | 4,594,000 |
| Interest expense | 402,000 | 774,000 | 1,219,000 | 1,494,000 |
| Net interest income | 791,000 | 1,594,000 | 2,274,000 | 3,100,000 |
| Noninterest income | 208,000 | 369,000 | 215,000 | -151,000 |
| Noninterest expense | 910,000 | 1,832,000 | 2,861,000 | 3,882,000 |
| Provision for loan losses | 600,000 | 1,050,000 | 1,320,000 | 1,448,000 |
| Pretax income | -511,000 | -919,000 | -1,692,000 | -2,381,000 |
| Income tax | 0 | -190,000 | -660,000 | -1,110,000 |
| Net income | -511,000 | -729,000 | -1,032,000 | -1,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,666,000 | 10,448,000 | 11,148,000 | 10,909,000 |
| Total capital | 11,779,000 | 11,537,000 | 12,187,000 | 11,922,000 |
| Risk-weighted assets | 87,514,000 | 85,298,000 | 81,290,000 | 79,531,000 |