Call reports 2007
FIRST PRYORITY BANK — 2007
What FIRST PRYORITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 129,154,000 | 129,454,000 | 128,908,000 | 131,427,000 |
| Total loans | 99,067,000 | 107,408,000 | 103,635,000 | 98,059,000 |
| Allowance for loan losses | 1,473,000 | 1,380,000 | 2,387,000 | 3,512,000 |
| Securities available for sale | 3,631,000 | 3,347,000 | 3,186,000 | 3,046,000 |
| Securities held to maturity | 6,674,000 | 5,336,000 | 4,130,000 | 4,065,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,101,000 | 106,413,000 | 109,079,000 | 111,357,000 |
| Interest-bearing deposits | 91,886,000 | 91,332,000 | 94,285,000 | 97,394,000 |
| Noninterest-bearing deposits | 15,215,000 | 15,081,000 | 14,794,000 | 13,963,000 |
| Equity capital | 14,110,000 | 14,177,000 | 11,728,000 | 12,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,529,000 | 5,122,000 | 7,490,000 | 9,862,000 |
| Interest expense | 999,000 | 1,999,000 | 3,041,000 | 4,102,000 |
| Net interest income | 1,530,000 | 3,123,000 | 4,449,000 | 5,760,000 |
| Noninterest income | 209,000 | 427,000 | 672,000 | 804,000 |
| Noninterest expense | 989,000 | 2,400,000 | 3,389,000 | 4,424,000 |
| Provision for loan losses | 276,000 | 276,000 | 4,545,000 | 5,644,000 |
| Pretax income | 474,000 | 874,000 | -2,813,000 | -3,504,000 |
| Income tax | 312,000 | 408,000 | -810,000 | -1,329,000 |
| Net income | 162,000 | 466,000 | -2,003,000 | -2,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,099,000 | 14,204,000 | 11,735,000 | 12,062,000 |
| Total capital | 15,467,000 | 15,584,000 | 13,159,000 | 13,443,000 |
| Risk-weighted assets | 109,368,000 | 115,362,000 | 112,965,000 | 108,335,000 |