Call reports 2006
FIRST PRYORITY BANK — 2006
What FIRST PRYORITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 131,905,000 | 130,660,000 | 129,533,000 | 134,967,000 |
| Total loans | 87,248,000 | 89,959,000 | 92,588,000 | 95,541,000 |
| Allowance for loan losses | 1,089,000 | 1,093,000 | 1,163,000 | 698,000 |
| Securities available for sale | 12,806,000 | 8,299,000 | 2,274,000 | 2,245,000 |
| Securities held to maturity | 17,815,000 | 19,160,000 | 15,735,000 | 9,408,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,117,000 | 107,798,000 | 107,529,000 | 112,530,000 |
| Interest-bearing deposits | 94,727,000 | 91,438,000 | 91,217,000 | 94,857,000 |
| Noninterest-bearing deposits | 15,390,000 | 16,360,000 | 16,312,000 | 17,673,000 |
| Equity capital | 13,519,000 | 13,831,000 | 14,087,000 | 14,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,075,000 | 4,354,000 | 6,749,000 | 9,140,000 |
| Interest expense | 802,000 | 1,635,000 | 2,558,000 | 3,526,000 |
| Net interest income | 1,273,000 | 2,719,000 | 4,191,000 | 5,614,000 |
| Noninterest income | 243,000 | 470,000 | 686,000 | 907,000 |
| Noninterest expense | 898,000 | 1,811,000 | 2,783,000 | 3,637,000 |
| Provision for loan losses | 0 | 21,000 | 85,000 | 1,085,000 |
| Pretax income | 618,000 | 1,357,000 | 2,009,000 | 1,753,000 |
| Income tax | 187,000 | 417,000 | 609,000 | 249,000 |
| Net income | 431,000 | 940,000 | 1,400,000 | 1,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,664,000 | 13,973,000 | 14,233,000 | 14,137,000 |
| Total capital | 14,753,000 | 15,066,000 | 15,396,000 | 14,835,000 |
| Risk-weighted assets | 115,941,000 | 112,997,000 | 108,741,000 | 110,968,000 |