Call reports 2005
FIRST PRYORITY BANK — 2005
What FIRST PRYORITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 133,595,000 | 129,707,000 | 128,998,000 | 134,146,000 |
| Total loans | 77,809,000 | 79,508,000 | 82,318,000 | 83,578,000 |
| Allowance for loan losses | 934,000 | 901,000 | 1,031,000 | 1,085,000 |
| Securities available for sale | 27,286,000 | 18,660,000 | 15,571,000 | 15,445,000 |
| Securities held to maturity | 14,057,000 | 15,350,000 | 18,028,000 | 16,881,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,565,000 | 105,137,000 | 104,265,000 | 109,362,000 |
| Interest-bearing deposits | 94,224,000 | 91,134,000 | 89,134,000 | 94,561,000 |
| Noninterest-bearing deposits | 14,341,000 | 14,003,000 | 15,131,000 | 14,801,000 |
| Equity capital | 15,299,000 | 15,549,000 | 15,766,000 | 13,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,699,000 | 3,553,000 | 5,484,000 | 7,482,000 |
| Interest expense | 475,000 | 992,000 | 1,578,000 | 2,204,000 |
| Net interest income | 1,224,000 | 2,561,000 | 3,906,000 | 5,278,000 |
| Noninterest income | 256,000 | 472,000 | 672,000 | 966,000 |
| Noninterest expense | 912,000 | 1,776,000 | 2,672,000 | 3,408,000 |
| Provision for loan losses | 20,000 | 80,000 | 145,000 | 445,000 |
| Pretax income | 548,000 | 1,177,000 | 1,761,000 | 2,391,000 |
| Income tax | 149,000 | 329,000 | 521,000 | 687,000 |
| Net income | 399,000 | 848,000 | 1,240,000 | 1,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,528,000 | 15,777,000 | 15,969,000 | 13,433,000 |
| Total capital | 16,462,000 | 16,678,000 | 17,000,000 | 14,518,000 |
| Risk-weighted assets | 116,500,000 | 113,220,000 | 117,029,000 | 120,017,000 |