Call reports 2004
FIRST PRYORITY BANK — 2004
What FIRST PRYORITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 129,299,000 | 129,314,000 | 130,692,000 | 137,256,000 |
| Total loans | 77,325,000 | 84,810,000 | 80,211,000 | 80,338,000 |
| Allowance for loan losses | 821,000 | 818,000 | 818,000 | 1,077,000 |
| Securities available for sale | 36,901,000 | 28,100,000 | 31,003,000 | 28,779,000 |
| Securities held to maturity | 23,000 | 339,000 | 3,211,000 | 10,915,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,017,000 | 104,018,000 | 104,946,000 | 111,385,000 |
| Interest-bearing deposits | 89,399,000 | 88,497,000 | 91,773,000 | 96,619,000 |
| Noninterest-bearing deposits | 12,618,000 | 15,521,000 | 13,173,000 | 14,766,000 |
| Equity capital | 16,517,000 | 14,777,000 | 14,672,000 | 15,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,698,000 | 3,500,000 | 5,084,000 | 6,928,000 |
| Interest expense | 376,000 | 757,000 | 1,165,000 | 1,597,000 |
| Net interest income | 1,322,000 | 2,743,000 | 3,919,000 | 5,331,000 |
| Noninterest income | 188,000 | 404,000 | 587,000 | 813,000 |
| Noninterest expense | 841,000 | 1,708,000 | 2,545,000 | 3,406,000 |
| Provision for loan losses | 0 | 0 | 210,000 | 342,000 |
| Pretax income | 669,000 | 1,439,000 | 1,751,000 | 2,396,000 |
| Income tax | 163,000 | 432,000 | 585,000 | 558,000 |
| Net income | 506,000 | 1,007,000 | 1,166,000 | 1,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,397,000 | 14,898,000 | 14,857,000 | 15,329,000 |
| Total capital | 17,218,000 | 15,716,000 | 15,675,000 | 16,406,000 |
| Risk-weighted assets | 111,636,000 | 113,658,000 | 113,245,000 | 118,965,000 |