Call reports 2002
FIRST PRYORITY BANK — 2002
What FIRST PRYORITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 124,285,000 | 125,818,000 | 124,516,000 | 126,883,000 |
| Total loans | 102,208,000 | 98,995,000 | 93,495,000 | 90,158,000 |
| Allowance for loan losses | 2,002,000 | 2,022,000 | 2,041,000 | 1,363,000 |
| Securities available for sale | 5,693,000 | 6,753,000 | 13,555,000 | 23,712,000 |
| Securities held to maturity | 51,000 | 46,000 | 42,000 | 38,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,744,000 | 99,087,000 | 97,099,000 | 99,705,000 |
| Interest-bearing deposits | 89,184,000 | 87,839,000 | 84,976,000 | 86,169,000 |
| Noninterest-bearing deposits | 9,560,000 | 11,248,000 | 12,123,000 | 13,536,000 |
| Equity capital | 13,925,000 | 14,401,000 | 14,766,000 | 15,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,052,000 | 4,136,000 | 6,088,000 | 7,958,000 |
| Interest expense | 690,000 | 1,339,000 | 1,942,000 | 2,472,000 |
| Net interest income | 1,362,000 | 2,797,000 | 4,146,000 | 5,486,000 |
| Noninterest income | 153,000 | 242,000 | 376,000 | 661,000 |
| Noninterest expense | 692,000 | 1,464,000 | 2,221,000 | 3,067,000 |
| Provision for loan losses | 0 | 0 | 0 | 293,000 |
| Pretax income | 823,000 | 1,575,000 | 2,301,000 | 2,787,000 |
| Income tax | 208,000 | 374,000 | 555,000 | 596,000 |
| Net income | 615,000 | 1,201,000 | 1,746,000 | 2,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,915,000 | 14,301,000 | 14,646,000 | 14,891,000 |
| Total capital | 15,287,000 | 15,666,000 | 15,953,000 | 16,254,000 |
| Risk-weighted assets | 109,104,000 | 108,574,000 | 103,811,000 | 110,026,000 |