Call reports 2026
WELCOME STATE BANK — 2026
What WELCOME STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 44,436,000 | 44,282,000 |
| Total loans | 29,876,000 | 30,519,000 |
| Allowance for loan losses | 469,000 | 474,000 |
| Securities available for sale | 4,195,000 | 4,207,000 |
| Securities held to maturity | 246,000 | 246,000 |
| Trading assets | 0 | 0 |
| Total deposits | 38,610,000 | 38,054,000 |
| Interest-bearing deposits | 25,890,000 | 26,524,000 |
| Noninterest-bearing deposits | 12,720,000 | 11,530,000 |
| Equity capital | 5,610,000 | 5,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 625,000 | 1,276,000 |
| Interest expense | 141,000 | 295,000 |
| Net interest income | 484,000 | 981,000 |
| Noninterest income | 152,000 | 265,000 |
| Noninterest expense | 262,000 | 504,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 374,000 | 742,000 |
| Income tax | 48,000 | 91,000 |
| Net income | 326,000 | 651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 5,612,000 | 5,739,000 |