Call reports 2019
WELCOME STATE BANK — 2019
What WELCOME STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 30,607,000 | 30,215,000 | 30,233,000 | 32,940,000 |
| Total loans | 23,615,000 | 24,087,000 | 24,880,000 | 25,103,000 |
| Allowance for loan losses | 305,000 | 560,000 | 568,000 | 558,000 |
| Securities available for sale | 682,000 | 1,097,000 | 1,101,000 | 1,241,000 |
| Securities held to maturity | 19,000 | 19,000 | 10,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,535,000 | 26,299,000 | 25,405,000 | 29,021,000 |
| Interest-bearing deposits | 17,882,000 | 18,014,000 | 17,555,000 | 19,499,000 |
| Noninterest-bearing deposits | 8,653,000 | 8,285,000 | 7,850,000 | 9,522,000 |
| Equity capital | 3,356,000 | 3,425,000 | 3,549,000 | 3,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 355,000 | 710,000 | 1,078,000 | 1,447,000 |
| Interest expense | 50,000 | 98,000 | 153,000 | 213,000 |
| Net interest income | 305,000 | 612,000 | 925,000 | 1,234,000 |
| Noninterest income | 86,000 | 200,000 | 277,000 | 362,000 |
| Noninterest expense | 195,000 | 400,000 | 594,000 | 983,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 196,000 | 412,000 | 608,000 | 613,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 195,000 | 411,000 | 607,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,356,000 | 3,418,000 | 3,536,000 | 3,453,000 |
| Total capital | 3,657,000 | 3,717,000 | 3,831,000 | 3,774,000 |
| Risk-weighted assets | 24,111,000 | 23,691,000 | 23,344,000 | 25,454,000 |