Call reports 2018
WELCOME STATE BANK — 2018
What WELCOME STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 28,742,000 | 28,361,000 | 30,433,000 | 30,559,000 |
| Total loans | 23,304,000 | 23,662,000 | 25,092,000 | 24,200,000 |
| Allowance for loan losses | 300,000 | 310,000 | 331,000 | 301,000 |
| Securities available for sale | 864,000 | 864,000 | 860,000 | 867,000 |
| Securities held to maturity | 38,000 | 38,000 | 29,000 | 29,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,780,000 | 24,156,000 | 23,864,000 | 26,448,000 |
| Interest-bearing deposits | 15,181,000 | 15,321,000 | 15,265,000 | 17,765,000 |
| Noninterest-bearing deposits | 9,599,000 | 8,835,000 | 8,599,000 | 8,683,000 |
| Equity capital | 3,084,000 | 3,139,000 | 3,281,000 | 3,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 323,000 | 649,000 | 989,000 | 1,348,000 |
| Interest expense | 17,000 | 41,000 | 68,000 | 119,000 |
| Net interest income | 306,000 | 608,000 | 921,000 | 1,229,000 |
| Noninterest income | 102,000 | 207,000 | 305,000 | 515,000 |
| Noninterest expense | 199,000 | 412,000 | 608,000 | 992,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 209,000 | 403,000 | 618,000 | 752,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 208,000 | 402,000 | 617,000 | 751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,094,000 | 3,148,000 | 3,293,000 | 3,361,000 |
| Total capital | 3,383,000 | 3,438,000 | 3,605,000 | 3,652,000 |
| Risk-weighted assets | 23,122,000 | 23,161,000 | 24,905,000 | 23,291,000 |