Call reports 2011
WELCOME STATE BANK — 2011
What WELCOME STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 23,417,000 | 23,557,000 | 24,383,000 | 24,419,000 |
| Total loans | 14,566,000 | 15,256,000 | 15,313,000 | 15,596,000 |
| Allowance for loan losses | 281,000 | 284,000 | 296,000 | 290,000 |
| Securities available for sale | 1,739,000 | 1,642,000 | 2,012,000 | 2,249,000 |
| Securities held to maturity | 224,000 | 222,000 | 221,000 | 219,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,674,000 | 18,639,000 | 19,247,000 | 19,204,000 |
| Interest-bearing deposits | 14,402,000 | 14,768,000 | 15,273,000 | 14,724,000 |
| Noninterest-bearing deposits | 4,272,000 | 3,871,000 | 3,974,000 | 4,480,000 |
| Equity capital | 2,255,000 | 2,295,000 | 2,397,000 | 2,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 244,000 | 492,000 | 746,000 | 987,000 |
| Interest expense | 38,000 | 75,000 | 111,000 | 143,000 |
| Net interest income | 206,000 | 417,000 | 635,000 | 844,000 |
| Noninterest income | 72,000 | 149,000 | 226,000 | 312,000 |
| Noninterest expense | 175,000 | 335,000 | 484,000 | 730,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 30,000 |
| Pretax income | 94,000 | 213,000 | 350,000 | 396,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 94,000 | 213,000 | 350,000 | 396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,220,000 | 2,256,000 | 2,352,000 | 2,356,000 |
| Total capital | 2,422,000 | 2,466,000 | 2,565,000 | 2,568,000 |
| Risk-weighted assets | 20,486,000 | 20,683,000 | 21,198,000 | 20,551,000 |