Call reports 2001
WELCOME STATE BANK — 2001
What WELCOME STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 15,588,000 | 16,002,000 | 16,788,000 | 16,793,000 |
| Total loans | 12,489,000 | 12,663,000 | 12,913,000 | 12,413,000 |
| Allowance for loan losses | 209,000 | 216,000 | 224,000 | 206,000 |
| Securities available for sale | 1,682,000 | 1,687,000 | 1,711,000 | 1,701,000 |
| Securities held to maturity | 155,000 | 155,000 | 133,000 | 133,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,083,000 | 14,477,000 | 15,170,000 | 15,233,000 |
| Interest-bearing deposits | 11,820,000 | 12,433,000 | 12,467,000 | 12,603,000 |
| Noninterest-bearing deposits | 2,263,000 | 2,044,000 | 2,703,000 | 2,630,000 |
| Equity capital | 1,437,000 | 1,460,000 | 1,544,000 | 1,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 315,000 | 626,000 | 936,000 | 1,237,000 |
| Interest expense | 151,000 | 295,000 | 433,000 | 554,000 |
| Net interest income | 164,000 | 331,000 | 503,000 | 683,000 |
| Noninterest income | 42,000 | 85,000 | 132,000 | 175,000 |
| Noninterest expense | 111,000 | 223,000 | 331,000 | 513,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 88,000 | 178,000 | 281,000 | 315,000 |
| Income tax | 7,000 | 3,000 | 4,000 | 6,000 |
| Net income | 81,000 | 175,000 | 277,000 | 309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,381,000 | 1,405,000 | 1,472,000 | 1,457,000 |
| Total capital | 1,547,000 | 1,572,000 | 1,644,000 | 1,623,000 |
| Risk-weighted assets | 13,251,000 | 13,416,000 | 13,839,000 | 13,333,000 |