Call reports 2023
HOMEPRIDE BANK — 2023
What HOMEPRIDE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 123,003,000 | 120,976,000 | 119,037,000 | 119,866,000 |
| Total loans | 96,561,000 | 96,008,000 | 98,296,000 | 98,701,000 |
| Allowance for loan losses | 1,212,000 | 1,212,000 | 1,226,000 | 1,231,000 |
| Securities available for sale | 7,543,000 | 7,437,000 | 7,286,000 | 7,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,800,000 | 99,707,000 | 96,128,000 | 96,750,000 |
| Interest-bearing deposits | 71,617,000 | 67,575,000 | 66,005,000 | 66,091,000 |
| Noninterest-bearing deposits | 31,183,000 | 32,132,000 | 30,123,000 | 30,659,000 |
| Equity capital | 10,758,000 | 11,088,000 | 11,071,000 | 11,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,427,000 | 2,900,000 | 4,442,000 | 6,018,000 |
| Interest expense | 330,000 | 720,000 | 1,168,000 | 1,737,000 |
| Net interest income | 1,097,000 | 2,180,000 | 3,274,000 | 4,281,000 |
| Noninterest income | 129,000 | 279,000 | 415,000 | 494,000 |
| Noninterest expense | 835,000 | 1,716,000 | 2,589,000 | 3,522,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 32,000 |
| Pretax income | 391,000 | 743,000 | 984,000 | 1,158,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 391,000 | 743,000 | 984,000 | 1,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,387,000 | 11,744,000 | 11,799,000 | 11,822,000 |