Call reports 2020
HOMEPRIDE BANK — 2020
What HOMEPRIDE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 105,248,000 | 109,675,000 | 106,934,000 | 107,774,000 |
| Total loans | 75,693,000 | 72,225,000 | 68,526,000 | 69,558,000 |
| Allowance for loan losses | 973,000 | 1,174,000 | 1,164,000 | 1,160,000 |
| Securities available for sale | 9,635,000 | 6,657,000 | 4,580,000 | 5,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,493,000 | 99,733,000 | 96,771,000 | 97,196,000 |
| Interest-bearing deposits | 73,097,000 | 75,737,000 | 71,521,000 | 68,445,000 |
| Noninterest-bearing deposits | 21,396,000 | 23,996,000 | 25,250,000 | 28,751,000 |
| Equity capital | 8,276,000 | 8,731,000 | 8,915,000 | 9,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,166,000 | 2,245,000 | 3,269,000 | 4,252,000 |
| Interest expense | 234,000 | 463,000 | 679,000 | 867,000 |
| Net interest income | 932,000 | 1,782,000 | 2,590,000 | 3,385,000 |
| Noninterest income | 58,000 | 134,000 | 227,000 | -278,000 |
| Noninterest expense | 1,241,000 | 2,122,000 | 3,076,000 | 4,013,000 |
| Provision for loan losses | 48,000 | 48,000 | 48,000 | 48,000 |
| Pretax income | -299,000 | -254,000 | -307,000 | -952,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -299,000 | -254,000 | -307,000 | -952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,216,000 | 8,660,000 | 8,857,000 | 9,385,000 |
| Total capital | 8,966,000 | 9,387,000 | 9,558,000 | 10,075,000 |
| Risk-weighted assets | 59,787,000 | 57,723,000 | 55,591,000 | 54,768,000 |