Call reports 2019
HOMEPRIDE BANK — 2019
What HOMEPRIDE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 99,044,000 | 96,475,000 | 97,610,000 | 99,353,000 |
| Total loans | 76,227,000 | 76,390,000 | 75,837,000 | 76,628,000 |
| Allowance for loan losses | 1,287,000 | 1,284,000 | 1,164,000 | 1,163,000 |
| Securities available for sale | 8,771,000 | 8,292,000 | 7,482,000 | 6,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,810,000 | 83,988,000 | 84,703,000 | 87,548,000 |
| Interest-bearing deposits | 65,902,000 | 65,041,000 | 66,179,000 | 69,807,000 |
| Noninterest-bearing deposits | 19,908,000 | 18,947,000 | 18,524,000 | 17,741,000 |
| Equity capital | 7,927,000 | 8,154,000 | 8,561,000 | 8,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,110,000 | 2,213,000 | 3,488,000 | 4,638,000 |
| Interest expense | 219,000 | 420,000 | 625,000 | 868,000 |
| Net interest income | 891,000 | 1,793,000 | 2,863,000 | 3,770,000 |
| Noninterest income | -567,000 | -439,000 | -307,000 | -207,000 |
| Noninterest expense | 836,000 | 1,676,000 | 2,478,000 | 3,570,000 |
| Provision for loan losses | 177,000 | 177,000 | 177,000 | 177,000 |
| Pretax income | -689,000 | -499,000 | -99,000 | -184,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -689,000 | -499,000 | -99,000 | -184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,935,000 | 8,124,000 | 8,525,000 | 8,440,000 |
| Total capital | 8,710,000 | 8,910,000 | 9,289,000 | 9,206,000 |
| Risk-weighted assets | 61,527,000 | 62,344,000 | 60,720,000 | 60,893,000 |