Call reports 2016
HOMEPRIDE BANK — 2016
What HOMEPRIDE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 106,110,000 | 101,975,000 | 99,296,000 | 96,995,000 |
| Total loans | 81,187,000 | 82,609,000 | 81,900,000 | 81,853,000 |
| Allowance for loan losses | 1,251,000 | 1,250,000 | 1,241,000 | 2,338,000 |
| Securities available for sale | 9,562,000 | 8,956,000 | 8,742,000 | 8,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,475,000 | 91,497,000 | 88,584,000 | 84,915,000 |
| Interest-bearing deposits | 76,064,000 | 76,457,000 | 73,623,000 | 70,218,000 |
| Noninterest-bearing deposits | 16,411,000 | 15,040,000 | 14,961,000 | 14,697,000 |
| Equity capital | 10,522,000 | 10,343,000 | 10,565,000 | 9,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,071,000 | 2,138,000 | 3,203,000 | 4,262,000 |
| Interest expense | 141,000 | 282,000 | 416,000 | 544,000 |
| Net interest income | 930,000 | 1,856,000 | 2,787,000 | 3,718,000 |
| Noninterest income | 92,000 | 205,000 | 333,000 | 359,000 |
| Noninterest expense | 804,000 | 1,636,000 | 2,453,000 | 3,304,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,094,000 |
| Pretax income | 218,000 | 425,000 | 667,000 | -321,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 218,000 | 425,000 | 667,000 | -321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,472,000 | 10,273,000 | 10,519,000 | 9,534,000 |
| Total capital | 11,409,000 | 11,195,000 | 11,466,000 | 10,459,000 |
| Risk-weighted assets | 74,625,000 | 73,411,000 | 75,487,000 | 72,577,000 |