Call reports 2015
HOMEPRIDE BANK — 2015
What HOMEPRIDE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 99,502,000 | 98,651,000 | 96,336,000 | 102,686,000 |
| Total loans | 76,691,000 | 77,694,000 | 78,827,000 | 82,104,000 |
| Allowance for loan losses | 1,293,000 | 1,258,000 | 1,256,000 | 1,277,000 |
| Securities available for sale | 9,767,000 | 8,215,000 | 7,643,000 | 7,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,006,000 | 85,156,000 | 82,834,000 | 89,110,000 |
| Interest-bearing deposits | 69,461,000 | 69,403,000 | 67,374,000 | 73,696,000 |
| Noninterest-bearing deposits | 16,545,000 | 15,753,000 | 15,460,000 | 15,414,000 |
| Equity capital | 9,776,000 | 10,201,000 | 10,211,000 | 10,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,147,000 | 2,355,000 | 3,197,000 | 4,306,000 |
| Interest expense | 118,000 | 242,000 | 358,000 | 493,000 |
| Net interest income | 1,029,000 | 2,113,000 | 2,839,000 | 3,813,000 |
| Noninterest income | 62,000 | 222,000 | 331,000 | 422,000 |
| Noninterest expense | 741,000 | 1,510,000 | 2,335,000 | 3,173,000 |
| Provision for loan losses | 25,000 | 24,000 | 24,000 | 59,000 |
| Pretax income | 325,000 | 806,000 | 816,000 | 1,008,000 |
| Income tax | -18,000 | -18,000 | -18,000 | -18,000 |
| Net income | 343,000 | 824,000 | 834,000 | 1,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,575,000 | 10,058,000 | 10,071,000 | 10,283,000 |
| Total capital | 10,806,000 | 11,004,000 | 11,029,000 | 11,208,000 |
| Risk-weighted assets | 98,169,000 | 75,388,000 | 76,310,000 | 73,661,000 |