Call reports 2014
HOMEPRIDE BANK — 2014
What HOMEPRIDE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 96,107,000 | 93,694,000 | 94,744,000 | 95,918,000 |
| Total loans | 68,001,000 | 70,830,000 | 75,591,000 | 76,195,000 |
| Allowance for loan losses | 896,000 | 985,000 | 1,375,000 | 1,370,000 |
| Securities available for sale | 13,359,000 | 12,996,000 | 10,769,000 | 9,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,409,000 | 83,696,000 | 82,767,000 | 82,760,000 |
| Interest-bearing deposits | 69,004,000 | 68,562,000 | 69,177,000 | 68,978,000 |
| Noninterest-bearing deposits | 14,405,000 | 15,134,000 | 13,590,000 | 13,782,000 |
| Equity capital | 9,236,000 | 9,629,000 | 8,597,000 | 9,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,072,000 | 2,163,000 | 3,325,000 | 4,489,000 |
| Interest expense | 117,000 | 242,000 | 363,000 | 488,000 |
| Net interest income | 955,000 | 1,921,000 | 2,962,000 | 4,001,000 |
| Noninterest income | 99,000 | 274,000 | 363,000 | 451,000 |
| Noninterest expense | 684,000 | 1,393,000 | 2,111,000 | 2,872,000 |
| Provision for loan losses | 15,000 | 117,000 | 1,473,000 | 622,000 |
| Pretax income | 355,000 | 685,000 | -125,000 | 1,092,000 |
| Income tax | 188,000 | 197,000 | 201,000 | 165,000 |
| Net income | 167,000 | 488,000 | -326,000 | 927,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,863,000 | 9,189,000 | 8,325,000 | 9,585,000 |
| Total capital | 9,662,000 | 10,009,000 | 9,184,000 | 10,443,000 |
| Risk-weighted assets | 63,793,000 | 65,439,000 | 68,182,000 | 68,122,000 |