Call reports 2013
HOMEPRIDE BANK — 2013
What HOMEPRIDE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 88,537,000 | 88,459,000 | 89,866,000 | 91,506,000 |
| Total loans | 59,484,000 | 60,530,000 | 63,513,000 | 66,722,000 |
| Allowance for loan losses | 835,000 | 850,000 | 866,000 | 881,000 |
| Securities available for sale | 14,836,000 | 14,087,000 | 14,635,000 | 13,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,450,000 | 79,584,000 | 78,667,000 | 78,101,000 |
| Interest-bearing deposits | 66,531,000 | 66,972,000 | 66,787,000 | 66,732,000 |
| Noninterest-bearing deposits | 12,919,000 | 12,612,000 | 11,880,000 | 11,368,000 |
| Equity capital | 8,560,000 | 8,538,000 | 8,731,000 | 9,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,033,000 | 2,057,000 | 3,125,000 | 4,206,000 |
| Interest expense | 146,000 | 279,000 | 404,000 | 525,000 |
| Net interest income | 887,000 | 1,778,000 | 2,721,000 | 3,681,000 |
| Noninterest income | 69,000 | 173,000 | 286,000 | 410,000 |
| Noninterest expense | 594,000 | 1,246,000 | 1,902,000 | 2,583,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 347,000 | 675,000 | 1,065,000 | 1,451,000 |
| Income tax | 116,000 | 211,000 | 336,000 | 435,000 |
| Net income | 231,000 | 464,000 | 729,000 | 1,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,119,000 | 8,292,000 | 8,464,000 | 8,758,000 |
| Total capital | 8,852,000 | 9,004,000 | 9,221,000 | 9,537,000 |
| Risk-weighted assets | 58,502,000 | 56,844,000 | 60,484,000 | 62,253,000 |