Call reports 2012
HOMEPRIDE BANK — 2012
What HOMEPRIDE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 84,020,000 | 84,831,000 | 85,731,000 | 87,878,000 |
| Total loans | 59,821,000 | 61,678,000 | 61,801,000 | 63,156,000 |
| Allowance for loan losses | 726,000 | 790,000 | 806,000 | 815,000 |
| Securities available for sale | 11,091,000 | 11,094,000 | 11,469,000 | 11,404,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,676,000 | 76,348,000 | 76,925,000 | 78,909,000 |
| Interest-bearing deposits | 64,242,000 | 65,626,000 | 66,089,000 | 66,238,000 |
| Noninterest-bearing deposits | 11,434,000 | 10,721,000 | 10,836,000 | 12,671,000 |
| Equity capital | 7,647,000 | 7,889,000 | 8,152,000 | 8,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,042,000 | 2,085,000 | 3,140,000 | 4,178,000 |
| Interest expense | 168,000 | 335,000 | 502,000 | 662,000 |
| Net interest income | 874,000 | 1,750,000 | 2,638,000 | 3,516,000 |
| Noninterest income | 56,000 | 135,000 | 238,000 | 324,000 |
| Noninterest expense | 568,000 | 1,203,000 | 1,837,000 | 2,505,000 |
| Provision for loan losses | 23,000 | 88,000 | 103,000 | 113,000 |
| Pretax income | 339,000 | 594,000 | 936,000 | 1,222,000 |
| Income tax | 104,000 | 155,000 | 254,000 | 319,000 |
| Net income | 235,000 | 439,000 | 682,000 | 903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,189,000 | 7,393,000 | 7,654,000 | 7,881,000 |
| Total capital | 7,865,000 | 8,090,000 | 8,370,000 | 8,611,000 |
| Risk-weighted assets | 54,056,000 | 55,689,000 | 57,152,000 | 58,275,000 |