Call reports 2011
HOMEPRIDE BANK — 2011
What HOMEPRIDE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 75,305,000 | 76,707,000 | 78,976,000 | 79,272,000 |
| Total loans | 48,922,000 | 54,032,000 | 56,560,000 | 57,558,000 |
| Allowance for loan losses | 646,000 | 643,000 | 725,000 | 724,000 |
| Securities available for sale | 13,937,000 | 11,936,000 | 11,959,000 | 11,879,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,076,000 | 69,103,000 | 71,035,000 | 71,269,000 |
| Interest-bearing deposits | 57,518,000 | 58,436,000 | 59,608,000 | 60,299,000 |
| Noninterest-bearing deposits | 10,558,000 | 10,666,000 | 11,427,000 | 10,970,000 |
| Equity capital | 6,743,000 | 7,086,000 | 7,368,000 | 7,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 943,000 | 1,923,000 | 2,946,000 | 3,968,000 |
| Interest expense | 178,000 | 343,000 | 511,000 | 675,000 |
| Net interest income | 765,000 | 1,580,000 | 2,435,000 | 3,293,000 |
| Noninterest income | 103,000 | 184,000 | 271,000 | 356,000 |
| Noninterest expense | 617,000 | 1,235,000 | 1,867,000 | 2,543,000 |
| Provision for loan losses | 19,000 | 19,000 | 97,000 | 97,000 |
| Pretax income | 232,000 | 510,000 | 742,000 | 1,009,000 |
| Income tax | 56,000 | 126,000 | 176,000 | 253,000 |
| Net income | 176,000 | 384,000 | 566,000 | 756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,431,000 | 6,646,000 | 6,833,000 | 7,030,000 |
| Total capital | 7,009,000 | 7,267,000 | 7,474,000 | 7,685,000 |
| Risk-weighted assets | 46,136,000 | 49,669,000 | 51,213,000 | 52,303,000 |