Call reports 2010
HOMEPRIDE BANK — 2010
What HOMEPRIDE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 58,134,000 | 60,212,000 | 62,250,000 | 62,640,000 |
| Total loans | 42,166,000 | 43,171,000 | 45,409,000 | 46,296,000 |
| Allowance for loan losses | 635,000 | 606,000 | 605,000 | 625,000 |
| Securities available for sale | 7,902,000 | 9,211,000 | 10,220,000 | 11,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,681,000 | 53,548,000 | 54,969,000 | 55,400,000 |
| Interest-bearing deposits | 43,585,000 | 45,703,000 | 47,292,000 | 47,752,000 |
| Noninterest-bearing deposits | 8,096,000 | 7,845,000 | 7,677,000 | 7,648,000 |
| Equity capital | 6,183,000 | 6,368,000 | 6,635,000 | 6,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 837,000 | 1,705,000 | 2,622,000 | 3,532,000 |
| Interest expense | 183,000 | 360,000 | 535,000 | 707,000 |
| Net interest income | 654,000 | 1,345,000 | 2,087,000 | 2,825,000 |
| Noninterest income | 45,000 | 113,000 | 182,000 | 240,000 |
| Noninterest expense | 456,000 | 977,000 | 1,533,000 | 2,171,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 243,000 | 481,000 | 736,000 | 894,000 |
| Income tax | 61,000 | 121,000 | 204,000 | 250,000 |
| Net income | 182,000 | 360,000 | 532,000 | 644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,080,000 | 6,237,000 | 6,410,000 | 6,522,000 |
| Total capital | 6,521,000 | 6,699,000 | 6,904,000 | 7,041,000 |
| Risk-weighted assets | 35,109,000 | 36,837,000 | 39,418,000 | 41,435,000 |