Call reports 2009
HOMEPRIDE BANK — 2009
What HOMEPRIDE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 50,880,000 | 51,471,000 | 55,303,000 | 55,440,000 |
| Total loans | 39,103,000 | 40,777,000 | 41,683,000 | 42,581,000 |
| Allowance for loan losses | 638,000 | 638,000 | 636,000 | 636,000 |
| Securities available for sale | 4,582,000 | 5,528,000 | 6,797,000 | 7,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,187,000 | 45,626,000 | 49,127,000 | 49,216,000 |
| Interest-bearing deposits | 37,188,000 | 37,927,000 | 41,751,000 | 41,622,000 |
| Noninterest-bearing deposits | 7,999,000 | 7,699,000 | 7,376,000 | 7,594,000 |
| Equity capital | 5,520,000 | 5,639,000 | 5,926,000 | 6,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 780,000 | 1,606,000 | 2,449,000 | 3,304,000 |
| Interest expense | 197,000 | 395,000 | 600,000 | 800,000 |
| Net interest income | 583,000 | 1,211,000 | 1,849,000 | 2,504,000 |
| Noninterest income | 45,000 | 98,000 | 167,000 | 223,000 |
| Noninterest expense | 478,000 | 973,000 | 1,434,000 | 1,992,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 150,000 | 336,000 | 582,000 | 735,000 |
| Income tax | 39,000 | 100,000 | 171,000 | 194,000 |
| Net income | 111,000 | 236,000 | 411,000 | 541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,525,000 | 5,629,000 | 5,804,000 | 5,934,000 |
| Total capital | 5,902,000 | 6,046,000 | 6,230,000 | 6,378,000 |
| Risk-weighted assets | 29,930,000 | 33,156,000 | 33,880,000 | 35,367,000 |