Call reports 2008
HOMEPRIDE BANK — 2008
What HOMEPRIDE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 48,458,000 | 48,356,000 | 47,791,000 | 48,129,000 |
| Total loans | 36,458,000 | 36,365,000 | 36,890,000 | 38,886,000 |
| Allowance for loan losses | 632,000 | 635,000 | 635,000 | 637,000 |
| Securities available for sale | 4,154,000 | 3,884,000 | 4,466,000 | 4,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,027,000 | 42,908,000 | 42,301,000 | 41,937,000 |
| Interest-bearing deposits | 34,660,000 | 34,472,000 | 34,430,000 | 34,111,000 |
| Noninterest-bearing deposits | 8,367,000 | 8,436,000 | 7,871,000 | 7,826,000 |
| Equity capital | 5,251,000 | 5,259,000 | 5,338,000 | 5,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 792,000 | 1,561,000 | 2,347,000 | 3,146,000 |
| Interest expense | 284,000 | 545,000 | 784,000 | 994,000 |
| Net interest income | 508,000 | 1,016,000 | 1,563,000 | 2,152,000 |
| Noninterest income | 57,000 | 109,000 | 183,000 | 236,000 |
| Noninterest expense | 476,000 | 957,000 | 1,444,000 | 1,945,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 89,000 | 168,000 | 302,000 | 443,000 |
| Income tax | 25,000 | 46,000 | 81,000 | 129,000 |
| Net income | 64,000 | 122,000 | 221,000 | 314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,215,000 | 5,274,000 | 5,352,000 | 5,446,000 |
| Total capital | 5,590,000 | 5,648,000 | 5,704,000 | 5,816,000 |
| Risk-weighted assets | 29,721,000 | 29,665,000 | 27,855,000 | 29,314,000 |