Call reports 2007
HOMEPRIDE BANK — 2007
What HOMEPRIDE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 43,795,000 | 44,273,000 | 45,728,000 | 44,941,000 |
| Total loans | 32,414,000 | 32,342,000 | 34,384,000 | 35,700,000 |
| Allowance for loan losses | 639,000 | 640,000 | 642,000 | 631,000 |
| Securities available for sale | 6,020,000 | 5,714,000 | 6,087,000 | 5,571,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,581,000 | 38,999,000 | 40,443,000 | 39,550,000 |
| Interest-bearing deposits | 31,566,000 | 32,127,000 | 32,587,000 | 31,666,000 |
| Noninterest-bearing deposits | 7,015,000 | 6,872,000 | 7,856,000 | 7,884,000 |
| Equity capital | 4,980,000 | 5,013,000 | 5,087,000 | 5,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 723,000 | 1,476,000 | 2,272,000 | 3,071,000 |
| Interest expense | 260,000 | 537,000 | 832,000 | 1,122,000 |
| Net interest income | 463,000 | 939,000 | 1,440,000 | 1,949,000 |
| Noninterest income | 53,000 | 106,000 | 179,000 | 261,000 |
| Noninterest expense | 450,000 | 904,000 | 1,369,000 | 1,853,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 66,000 | 141,000 | 250,000 | 357,000 |
| Income tax | 15,000 | 34,000 | 61,000 | 89,000 |
| Net income | 51,000 | 107,000 | 189,000 | 268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,013,000 | 5,068,000 | 5,112,000 | 5,192,000 |
| Total capital | 5,348,000 | 5,405,000 | 5,465,000 | 5,550,000 |
| Risk-weighted assets | 26,463,000 | 26,697,000 | 27,914,000 | 28,344,000 |