Call reports 2006
HOMEPRIDE BANK — 2006
What HOMEPRIDE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 41,211,000 | 40,321,000 | 41,314,000 | 41,916,000 |
| Total loans | 31,173,000 | 32,201,000 | 32,791,000 | 32,401,000 |
| Allowance for loan losses | 638,000 | 637,000 | 633,000 | 633,000 |
| Securities available for sale | 6,120,000 | 6,013,000 | 6,084,000 | 6,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,313,000 | 35,292,000 | 36,253,000 | 36,783,000 |
| Interest-bearing deposits | 29,730,000 | 28,930,000 | 29,448,000 | 29,912,000 |
| Noninterest-bearing deposits | 6,583,000 | 6,362,000 | 6,805,000 | 6,871,000 |
| Equity capital | 4,755,000 | 4,766,000 | 4,878,000 | 4,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 632,000 | 1,290,000 | 1,985,000 | 2,698,000 |
| Interest expense | 180,000 | 375,000 | 597,000 | 848,000 |
| Net interest income | 452,000 | 915,000 | 1,388,000 | 1,850,000 |
| Noninterest income | 64,000 | 125,000 | 206,000 | 264,000 |
| Noninterest expense | 452,000 | 908,000 | 1,349,000 | 1,833,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 60,000 | 128,000 | 241,000 | 277,000 |
| Income tax | 9,000 | 27,000 | 56,000 | 45,000 |
| Net income | 51,000 | 101,000 | 185,000 | 232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,819,000 | 4,868,000 | 4,915,000 | 4,962,000 |
| Total capital | 5,139,000 | 5,191,000 | 5,248,000 | 5,294,000 |
| Risk-weighted assets | 25,266,000 | 25,507,000 | 26,375,000 | 26,299,000 |