Call reports 2005
HOMEPRIDE BANK — 2005
What HOMEPRIDE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 39,737,000 | 38,718,000 | 39,538,000 | 38,465,000 |
| Total loans | 25,088,000 | 25,959,000 | 26,971,000 | 30,029,000 |
| Allowance for loan losses | 583,000 | 649,000 | 635,000 | 637,000 |
| Securities available for sale | 11,805,000 | 10,765,000 | 10,624,000 | 6,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,845,000 | 33,867,000 | 34,334,000 | 33,613,000 |
| Interest-bearing deposits | 28,988,000 | 28,285,000 | 28,097,000 | 27,790,000 |
| Noninterest-bearing deposits | 5,857,000 | 5,582,000 | 6,237,000 | 5,823,000 |
| Equity capital | 4,727,000 | 4,769,000 | 4,751,000 | 4,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 558,000 | 1,145,000 | 1,729,000 | 2,357,000 |
| Interest expense | 113,000 | 233,000 | 370,000 | 535,000 |
| Net interest income | 445,000 | 912,000 | 1,359,000 | 1,822,000 |
| Noninterest income | 48,000 | 125,000 | 187,000 | 240,000 |
| Noninterest expense | 393,000 | 854,000 | 1,297,000 | 1,755,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 100,000 | 170,000 | 236,000 | 196,000 |
| Income tax | -28,000 | -25,000 | 8,000 | 16,000 |
| Net income | 128,000 | 195,000 | 228,000 | 180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,792,000 | 4,783,000 | 4,815,000 | 4,768,000 |
| Total capital | 5,076,000 | 5,067,000 | 5,112,000 | 5,075,000 |
| Risk-weighted assets | 22,384,000 | 22,357,000 | 23,460,000 | 24,198,000 |