Call reports 2004
HOMEPRIDE BANK — 2004
What HOMEPRIDE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 43,055,000 | 41,921,000 | 41,595,000 | 40,191,000 |
| Total loans | 25,754,000 | 25,630,000 | 25,135,000 | 24,972,000 |
| Allowance for loan losses | 627,000 | 625,000 | 613,000 | 579,000 |
| Securities available for sale | 11,531,000 | 13,588,000 | 12,687,000 | 11,995,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,207,000 | 37,224,000 | 36,707,000 | 35,306,000 |
| Interest-bearing deposits | 32,028,000 | 31,295,000 | 30,794,000 | 29,570,000 |
| Noninterest-bearing deposits | 6,179,000 | 5,929,000 | 5,913,000 | 5,736,000 |
| Equity capital | 4,664,000 | 4,529,000 | 4,673,000 | 4,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 598,000 | 1,179,000 | 1,763,000 | 2,333,000 |
| Interest expense | 120,000 | 229,000 | 341,000 | 455,000 |
| Net interest income | 478,000 | 950,000 | 1,422,000 | 1,878,000 |
| Noninterest income | 103,000 | 156,000 | 211,000 | 261,000 |
| Noninterest expense | 438,000 | 856,000 | 1,279,000 | 1,717,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 143,000 | 250,000 | 354,000 | 422,000 |
| Income tax | 51,000 | 91,000 | 127,000 | 145,000 |
| Net income | 92,000 | 159,000 | 227,000 | 277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,516,000 | 4,545,000 | 4,613,000 | 4,663,000 |
| Total capital | 4,821,000 | 4,847,000 | 4,909,000 | 4,948,000 |
| Risk-weighted assets | 24,088,000 | 23,858,000 | 23,355,000 | 22,638,000 |