Call reports 2003
HOMEPRIDE BANK — 2003
What HOMEPRIDE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 42,665,000 | 43,719,000 | 41,944,000 | 41,713,000 |
| Total loans | 28,344,000 | 27,087,000 | 26,032,000 | 25,993,000 |
| Allowance for loan losses | 702,000 | 634,000 | 620,000 | 616,000 |
| Securities available for sale | 9,657,000 | 9,416,000 | 9,855,000 | 11,480,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,954,000 | 38,960,000 | 37,167,000 | 36,938,000 |
| Interest-bearing deposits | 33,584,000 | 33,709,000 | 31,937,000 | 31,712,000 |
| Noninterest-bearing deposits | 4,370,000 | 5,251,000 | 5,230,000 | 5,226,000 |
| Equity capital | 4,520,000 | 4,546,000 | 4,541,000 | 4,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 647,000 | 1,272,000 | 1,886,000 | 2,480,000 |
| Interest expense | 199,000 | 382,000 | 543,000 | 678,000 |
| Net interest income | 448,000 | 890,000 | 1,343,000 | 1,802,000 |
| Noninterest income | 42,000 | 89,000 | 174,000 | 224,000 |
| Noninterest expense | 393,000 | 803,000 | 1,227,000 | 1,673,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 97,000 | 176,000 | 290,000 | 353,000 |
| Income tax | 27,000 | 53,000 | 95,000 | 118,000 |
| Net income | 70,000 | 123,000 | 195,000 | 235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,336,000 | 4,312,000 | 4,384,000 | 4,424,000 |
| Total capital | 4,655,000 | 4,631,000 | 4,692,000 | 4,729,000 |
| Risk-weighted assets | 25,141,000 | 25,169,000 | 24,326,000 | 24,109,000 |