Call reports 2002
HOMEPRIDE BANK — 2002
What HOMEPRIDE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 46,512,000 | 45,121,000 | 43,370,000 | 43,143,000 |
| Total loans | 31,787,000 | 30,393,000 | 29,343,000 | 28,814,000 |
| Allowance for loan losses | 800,000 | 737,000 | 723,000 | 701,000 |
| Securities available for sale | 10,195,000 | 10,704,000 | 9,858,000 | 8,641,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,088,000 | 40,066,000 | 38,624,000 | 38,371,000 |
| Interest-bearing deposits | 37,617,000 | 35,659,000 | 34,262,000 | 34,260,000 |
| Noninterest-bearing deposits | 4,471,000 | 4,407,000 | 4,362,000 | 4,111,000 |
| Equity capital | 4,210,000 | 4,371,000 | 4,504,000 | 4,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 807,000 | 1,588,000 | 2,320,000 | 3,012,000 |
| Interest expense | 315,000 | 596,000 | 859,000 | 1,097,000 |
| Net interest income | 492,000 | 992,000 | 1,461,000 | 1,915,000 |
| Noninterest income | 47,000 | 75,000 | 140,000 | 204,000 |
| Noninterest expense | 419,000 | 831,000 | 1,249,000 | 1,658,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 32,000 |
| Pretax income | 105,000 | 221,000 | 337,000 | 429,000 |
| Income tax | 30,000 | 70,000 | 104,000 | 162,000 |
| Net income | 75,000 | 151,000 | 233,000 | 267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,201,000 | 4,240,000 | 4,308,000 | 4,341,000 |
| Total capital | 4,581,000 | 4,596,000 | 4,641,000 | 4,673,000 |
| Risk-weighted assets | 29,992,000 | 28,096,000 | 26,453,000 | 26,154,000 |